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Down Payment on Your Dream
added on February 2, 2010

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A REALTOR® will assist you in consultations with lenders. There are specific application requirements and specific qualified lenders. An agent will help you find the proper lender and assist in completing all required paperwork.
A REALTOR® will provide due diligence during the evaluation of the property. An agent will provide counsel on what investigations and inspections are necessary. These could include termite, asbestos, structural soundness, septic and well tests.
A REALTOR® will assist you with Title companies. When buying a foreclosure you will want to see a preliminary report on the title. Title indicates ownership of the property. It is important to make sure that the property is clear from all outstanding debts.
A REALTOR® will direct you to HUD approved counseling agencies. Buyers are required to attend eight hours of HUD approved housing counseling.
And finally, a REALTOR® will guide you through the closing process making sure that everything flows smoothly.

There is approximately $9 million of federal and state money dedicated to down payment and closing cost assistance. It is estimated that this will translate into more than 700 families being helped with additional funding to buy a foreclosed home in our County. We at the Prince George's County Association of REALTORS® have been pleased to participate in the design of this plan and we look forward to its start -- now within 2 short weeks. You can start searching for your new home and qualifying for assistance now. . .

Looking to buy a house or build one overseas in Nigeria or Ghana? Please fill out our questionaire.

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