Ms. Chris Realty, LLC

Customer Testimonials

Latest Mortgage Rates

Latest Mortgage News

Office # 301 362 4695

mschris@mschrisrealty.com

Home

Property Search

Buying a Home

Selling Your Home

Contact Us

About Us

Log into our site to receive updates, and to keep track of your favorite home listings.
* Your email address:
Your password:

Don't have an account? Please register now.

HomeBuying A HomeI'm thinking about buying a home. Where do I start?

7. I'm thinking about buying a home. Where do I start?

The first step in the plan for potential homebuyers is a credit check. It's best to keep an eye on your credit reports so you can spot any mistakes and dispute them. Also, avoid running up high credit card bills in the months prior to buying a home. These two things will help you in the next phase of your game plan, pre-approval on a mortgage. A full-service real estate broker will be able to help you with this portion of the plan. Pre-approval includes analyzing your income, assets and present debt to estimate how much house you can afford. This means the lender has committed to loaning you the money subject to the house you choose to buy. Being pre-approved for a loan will make you attractive to sellers because the contract won't be tied up with financial issues. After you know how much you can spend, you are in the homestretch. This is the time for you to become familiar with neighborhoods and the features of a home. Educate yourself by visiting local real estate Web sites and viewing the inventory of listings. This is also the time for you to decide what you want and need in a home. A solid game plan needs a good coach. A Ms Chris Realty Realtor can help you through all steps of the plan, prepare you for any unforeseen problems and eventually help you to buy the home of your dreams.

Previous: Should I buy first ... or sell first?
Next: Why do I need an agent to help me find a home with all of the technology and advertising available?

Back to questions

Please select links from the right or left columns of this page to continue.

Looking to buy a house or build one overseas in Nigeria or Ghana? Please fill out our questionaire.

Articles

DEPUTY SHERIFFS, AND COUNTY AND MUNICIPAL POLICE OFFICERS SAVE ON TRANSFER TAXES WHEN BUYING A NEW HOME

Down Payment on Your Dream

MORTGAGE RESCUE SCAMS: TOP 10 WARNING SIGNS

Search for recent comparable home sales or get neighborhood info for the following address:
Street
City, State or Zip Code
- OR -
Get current mortgate rates for the following state:
©2011 Ms. Chris Realty, LLC